Professional Services Insurance
Professionals have to deal with ever-evolving industries that keep them on their toes.
We understand that getting your insurance right is crucial, so you can focus on the important things such as selling a property or submitting those reports.
Professional Services Insurance
Professionals have to deal with ever-evolving industries that keep them on their toes.
We understand that getting your insurance right is crucial, so you can focus on the important things such as selling a property or submitting those reports.
Frequent industry change makes compliance a challenge.
Ensuring you have enough of the right insurance is critical in meeting your licence obligations, be it a real estate agency or accounting practice. Not only do you need to ensure you remain compliant, but you also need to find good staff, and promote your services. A DIY approach to your insurance just doesn’t add up.
Ceneta’s insurance brokers have over 20 years of experience insuring all types of professionals.
From Accountants to Zoologists, we understand the challenges you face. We take as much time as necessary (and as little of your time as possible) to ensure you have the cover you need, so you can keep doing what you do best – advising your clients.
We tailor insurance programs to suit your needs, including:
- Professional Indemnity to cover your business against professional negligence and to meet your obligations under your applicable industry body.
- An Office Package to cover your office equipment, business interruption, and public liability.
- General Property cover to protect your portable business items, such as phones and laptops. We know you are constantly on the move and your insurance cover should be too.
Reach out for a chat today and peace of mind tomorrow.
Tailor-made insurance
We take the time to learn about your business and tailor an insurance program that’s right for you.
Personal service
We don’t use call centres. When you call, you will be able to speak with one of our friendly brokers.
We’ve got muscle!
With the backing of PSC Network, we have access to market-leading insurance products for your every need.
Pay by the month
Want to pay in instalments? We can arrange premium funding through our funding providers (charges apply).
Want to switch brokers?
It's easier than you think.
If you're unhappy with your current broker you can switch without fuss. Transfer your existing policies to us for a refreshing approach to insurance. Ask us how.
“Ceneta Insurance has been extremely helpful in organising my business insurance. They found ways of lowering my overall premium by combining different insurances I had into one policy. Ceneta have also been at the forefront of the insurance market and have a deep understanding of the insurances required to protect owners and clients.”
-Tony Mead, Industrial Art Signs
FAQ
Why use a broker?
Using a broker means you’ll have expert advice on hand to help find solutions to your specific insurance needs, including the most difficult of business risks.
Insurance cover can be complex, and it changes. Working with a broker means you’re getting expert advice about the type of insurance you need to best manage your risks and protect your assets.
Your insurance broker will work with you to identify the key insurance risks that you or your business face. In the event of a claim, your Broker is your best friend. They will manage your claim and liaise with the insurer to achieve the best possible outcome.
Why haven’t I heard of the insurer that you have recommended?
There are 2 types of insurers in the world:
- Direct-to-market insurers – are the household name insurers that you see advertising every day. They sell their products directly to consumers. You can buy your insurance directly from them, often online. They typically deal in retail products like Home, Motor Vehicle, and Travel insurance.
- Intermediated insurers – These insurers will only sell their products through licenced insurance brokers, often because the products are of a more complex nature and require professional advice. For instance, for businesses requiring Public Liability, Professional Indemnity, Industrial Special Risk, and other business covers.
Can I pay by the month at no extra cost?
That depends on the insurer. Some offer instalment payments at no extra cost, and others don’t. We will always present you with the best value quote, and that may not be from the insurer that offers free monthly instalment payments. We do have an alternative solution: You can pay by the month via a third party premium funding facility, but charges apply. We can advise you when the time comes.
Who do I call if I want to lodge a claim?
Call your broker first!
They can guide you through the next steps in order to get your claim lodged and get you sorted.
It’s part of our service to advocate on your behalf with your insurer. Many insurers will not deal directly with policy-holders, so all communication needs to be via your Broker.